FAQ's

1. What is a Cash Advance, Payday Loan or Paycheck Loan?

A payday loan provides you a short-term cash advance when you need it urgently. It is unsecured, short term loan. You can use payday advances to cover small, unexpected expenses while avoiding costly bounced-check fees and late payment penalties. Using paydayloanoffices you can apply for a payday loan online and can have your advance electronically deposited to your checking or savings account.

2. Who qualifies for payday loan?

Qualifying for a payday loan is much easier in comparison to traditional credit.

You only need to meet the following requirements:

• You should have a job or should have a regular income source.

• Your income should be at least $1000 per month.

• You should be 18 years of age or older.

• You should be U.S. citizen.

• You should have checking account or savings account with direct deposit.

3. How much time does this process take?

It's a very fast process. Once you apply for the loan, you get it within hours of applying. Money is transferred directly to your saving or checking account. It's an electronic process and consumes very less time.

4. Is there an application fee?

There is no application fee at all. You can apply and get payday loan with out paying a single penny as fee.

5. What is the time limit to pay back the loan?

The standard time for loan repayment is usually no less than seven days and no longer than eighteen days. Of course, you may also pay back your loan at anytime without any prepayment penalties.

6. Does it require having access to a fax machine and printer in order to complete the loan process?

We have tried to make it a fax free process and usually you will not need fax machine or printer in order to get approval.

7. Can a payday loan be extended?

Yes, you may extend your payday loan as many times as necessary. However, these are short term loans and should be paid back quickly.

8. Is my application and financial information secured?

Absolutely, we respect our customer's privacy needs in managing their personal finances. Our site uses a variety of security measures to maintain the safety of your personal information. All sensitive information transmitted between your browser and our website uses advance encryption technology.

9. How often can I use this service?

Whenever you have urgent need, you can get payday loan. Payday loan is an answer to your immediate cash need. But Payday loans are not intended for repeated use in supporting an on-going budget situation from payday to payday. Repeated use or reliance on payday loans can create serious financial difficulties.

10. What is collateral to receive a loan?

Your job and your paycheck are your collateral.

11. How is the payday cash advance loan amount determined?

Your payday loan is decided by your current income. You may get payday advance within the range decided by state law.

12. How do I get a payday loan?

Simply complete online application on paydayloanoffices.com and you are on your way to receiving your cash advance today.

13. What is the loan period for payday loan?

Payday loans are loans to be used in case of financial emergency. The loan period is most often 14 days long, but it may vary in some cases.

14. How are fees established?

Our fees are competitive and in compliance with all applicable state and federal laws.